Short-Term Disability
Short Term Disability, or Paycheck Insurance, provides weekly paid benefits in the event of total disability from a non-occupational accident, sickness or pregnancy leading to a loss of income. Short-Term Disability is a practical solution to securing your lifestyle while you recover from an illness or injury.
Long-Term Disability
Long Term Disability provides monthly paid benefits that can potentially continue to pay out until the recipient reaches Social Security Normal Retirement Age in the event of long-term disability or illness such as lupus or autoimmune disorders. Long-Term Disability is 24-hour coverage, integrating into other benefits such as pension and 401K.
Accident Coverage
Accident Insurance benefits clients dealing with the impact of an accident-related incident by providing scheduled payments directly to the beneficiary. Clients can use these payments for any service that they require after the accident, including childcare, groceries, and utilities.
Cancer Coverage
Cancer Insurance is a service that covers payments that medical insurance may exclude in the event of a cancer diagnosis, such as copays, coinsurance, and deductibles. Cancer Insurance is available as a scheduled or lump sum policy paid directly to the beneficiary.